Mutual of Omaha’s Income Solutions is an innovative new DI product that provides industry leading pricing
as well as a 100% online experience from application to policy delivery. Features Include:
- A True Own Occ / Specialty definition of Total Disability (including ABMS, AOABOS & ADA specialty recognition as well as “Litigation” language for Attorneys)
- Non-Can and Guaranteed Renewable Options provides rate flexibility
- Stackable Discounts up to 30% including: Business Owner, Association and Multi-Life
- Full Mental/Nervous & Substance Abuse Extension Rider
- Cash Value Rider returns percentage of paid premium upon policy termination after 5th policy anniversary minus any claims paid
- Return of Premium Benefit Rider will return 80% of the premium paid after 10th policy anniversary minus any claims paid (a 50% ROP option also available)
- Simplified Underwriting Options
Mutual of Omaha becomes one of the only carriers in the market with a policy designed to be comprehensive enough for a physician or top Executive but flexible and cost-conscious enough for a blue-collar entrepreneur.
Policy Highlights
Video Overview
eApp Guide