Truluma News

Principal teams with Human API to speed-up the DI underwriting process

Beginning December 1, Principal® is teaming up with Human API to help expedite the medical underwriting process of our individual disability insurance (IDI) applications – from weeks to within 1 business day! When an attending physician statement (APS) is required (based on age, amount, and cases in California), IDI applicants have 2 options1:

  1. Complete the traditional (paper copy) APS request process.
  2. Use electronic medical records:
    • IDI applicants will receive a secure link to authorize Human API and Principal to access their medical records electronically at no charge.
    • The link is active for 3 business days. After that, we’ll request a traditional APS for the applicant.
    • Applicants can log in to Human API to review their medical records at any time. And they can cancel our ability to access their medical records once underwriting is complete.

Learn more

Plan to attend 1 of these webinars to learn more about this new process. Each event will feature Principal underwriters who will demo the Human API tool and answer your questions.

  • Monday, November 18 | 1 – 2 p.m. CST – Add to calendar
    Dial: 1-888-804-6749
    Conference code: 515 283 8917
    Meeting number: 599 215 587
  • Tuesday, November 19 | 1 – 2 p.m. CST – Add to calendar
    Dial: 1-888-804-6749
    Conference code: 515 283 8917
    Meeting number: 590 394 735
  • Wednesday, November 20 | 1 – 2 p.m. CST – Add to calendar
    Dial: 1-888-804-6749
    Conference code: 515 283 8917
    Meeting number: 590 910 507
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