Truluma News

The Standard Upgrades Medical Occupation Classes and Increases Maximum I&P Limits for Medical and Dental Occupations

Effective immediately, The Standard has increased Platinum Advantage issue and participation limits for medical and dental occupations, and has also upgraded occupation classes for several medical professions.

New Platinum Advantage Maximum I&P Limits for Medical and Dental Occupations

Limits are no longer separated based on medical and dental occupation classes; instead, they differentiate by age.

Upgraded Medical Occupations for Platinum Advantage and Business Protection Products

The following occupations are now 5P for Platinum Advantage. They’re now 5A for Business Equity ProtectorSM and Business Overhead ProtectorSM.

  • Gastroenterologists
  • Neonatologists
  • Pathologists
  • Diagnostic Radiologists

Physiatrists are now 4P for Platinum Advantage and 4A for Business Equity Protector and Business Overhead Protector.

The upgrades apply to both fully underwritten and Guaranteed Standard Issue IDI. Please note: these changes do not apply to Protector PlatinumSM and Protector EssentialSM, which are currently available in California.

These changes are effective immediately. Please see the transition rules for more information.

Contact Truluma for more information.


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